Terms of Use
Last updated: June 2026
1. Platform Purpose
DebtoNote provides tools, communication workflows, documentation support, AI-assisted insights, and recovery-network access to creditors, partners, and other authorized users. The Platform is designed to support the debt recovery process through structured workflows and organized case management.
2. User Responsibility
Users are responsible for the accuracy, legality, and completeness of all information submitted through the Platform. DebtoNote does not verify the accuracy of submitted data and accepts no liability for decisions made on the basis of incomplete or incorrect information.
3. Creditor Responsibility
Creditors are solely responsible for the debtor information, claims, uploaded documents, and communications initiated through the Platform. DebtoNote provides the tools and workflows but does not review, validate, or take responsibility for the content of creditor submissions.
4. Partner Responsibility
Recovery agencies, law firms, debt buyers, and other partners listed on or accessed through the Platform operate independently. Any cooperation between a creditor and a partner is governed by the terms of their own bilateral agreements. DebtoNote is not a party to those agreements and assumes no responsibility for the conduct or outcomes of any such cooperation.
5. No Legal Advice
All content available on the Platform, including AI-generated outputs, templates, and case-related suggestions, is provided for informational purposes only. Nothing on the Platform constitutes legal advice. Users should seek independent legal counsel for any legal matters arising from their cases.
6. No Recovery Guarantee
DebtoNote does not guarantee the success of any collection effort, the recovery of any payment, or any specific outcome for any case managed through the Platform. Results will vary depending on the individual circumstances of each case.
7. Platform Availability
DebtoNote makes reasonable efforts to maintain continuous availability of the Platform. However, access may be interrupted due to scheduled maintenance, technical issues, or circumstances beyond our control. DebtoNote does not guarantee uninterrupted or error-free access.
8. Limitation of Liability
To the maximum extent permitted by applicable law, DebtoNote shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use or inability to use the Platform, including but not limited to loss of data, loss of revenue, or loss of business opportunity.